Victor Valley Medicare Insurance Broker

Which Medicare plan covers prescription medications?

Which Medicare plan covers prescription medications?

Medicare prescription drug coverage, officially called Part D, is available through two main options. First, you can enroll in a standalone Medicare Part D prescription drug plan that works alongside Original Medicare, some Medicare Cost Plans, Private Fee-for-Service plans, and Medical Savings Account plans. You must have Medicare Part A or Part B to join a separate Part D plan. Second, you can choose a Medicare Advantage Plan that includes prescription drug coverage, which provides all your Part A, Part B, and Part D benefits through one plan. Keep in mind that you need both Part A and Part B to join Medicare Advantage, and not all Medicare Advantage plans include drug coverage. To be eligible for any Medicare prescription drug plan, you must be a U.S. citizen or lawfully present in the United States. Compare specific costs and coverage details at Medicare.gov/plan-compare, and contact plans directly for additional information. For personalized help comparing plan costs and benefits, reach out to your State Health Insurance Assistance Program.