You Can Likely Afford to Spend More in Retirement. So Why Won’t You?

Retirees often underspend despite strong finances. This piece explains why spending feels risky and how behavioral strategies can make retirement income easier to use.

October 5, 2026

Medicare Agent

What is the Medicare Shared Savings Program?

Medicare Shared Savings Program (MSSP) is a program created by the Centers for Medicare & Medicaid Services (CMS) that promotes accountability among providers and reduces costs for beneficiaries. As part of the MSSP, providers are encouraged to form Accountable Care Organizations (ACOs) to provide high-quality coordinated care at a lower cost to Medicare beneficiaries. ACOs are groups of providers who work together to provide coordinated,

October 5, 2026

Mastering Your Finances: Exploring Budgets and Debunking Myths

A budget can help you spend, save, and manage your money over time. Budgeting helps control expenses, prepare for future needs, and work toward financial goals.

October 4, 2026

Having the Latest AI Model Can Actually Be a Bad Business Decision. Here’s How to Know When an Upgrade Is Worth It.

A technically superior AI model isn’t always a smart business move. Here’s how to evaluate if it’s truly worth the investment.

October 2, 2026

Medicare Agent

Medicare Part B Outpatient Costs 2026

Medicare Part B outpatient costs for 2026 include a standard monthly premium of $202.90, up from $185 in 2025. This premium covers outpatient services like doctor visits, lab work, mental health care, and more. For most outpatient services, you’ll pay 20% of the Medicare-approved amount after meeting your $283 annual deductible. If you receive care in a hospital outpatient setting, you may also pay a

October 2, 2026

Building a Truly Diversified Portfolio in an AI Age of Correlated Risk

Here is what genuinely diversifies a portfolio now, versus what just looks like it does. Beware of the increase in AI exposure across supposedly distinct assets.

October 1, 2026

Medicare Agent

Medicare to cover medically necessary conditions requiring dental services

Medicare covers dental services when they are medically necessary and directly related to specific medical conditions or treatments. Since January 1, 2023, Medicare has expanded coverage for certain dental procedures that are integral to treating covered medical conditions. Medicare now covers dental services in these specific situations: reconstruction of a ridge when performed during surgical tumor removal, stabilization or immobilization of teeth connected to jaw

September 30, 2026

Business | Schumpeter: Agent of whom?

The relationship between people and their AI representatives needs examination.

September 28, 2026

Medicare Agent

Does Medicare Cover Physical Therapy?

Physical Therapy Coverage by Medicare Outpatient physical therapy, occupational therapy, and speech therapy are covered by Medicare Part B. Private practice therapists, outpatient hospital departments, and skilled nursing facilities provide these services. What are the Limits on Physical Therapy? The Medicare therapy spending cap has been eliminated as of 2019. Therefore, Medicare does not limit the number of physical therapy sessions it will cover. Your

September 28, 2026

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You Can Likely Afford to Spend More in Retirement. So Why Won’t You?

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Medicare News

You Can Likely Afford to Spend More in Retirement. So Why Won’t You?

What is the Medicare Shared Savings Program?

Mastering Your Finances: Exploring Budgets and Debunking Myths

Having the Latest AI Model Can Actually Be a Bad Business Decision. Here’s How to Know When an Upgrade Is Worth It.

Medicare Part B Outpatient Costs 2026

Building a Truly Diversified Portfolio in an AI Age of Correlated Risk

Medicare to cover medically necessary conditions requiring dental services

Business | Schumpeter: Agent of whom?

Does Medicare Cover Physical Therapy?

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